Eliminate Crushing Medical Bills
If you have experienced the accrual of unexpected medical bills then you know the feelings of anxiety that come along with them. Figuring out a way to pay medical bills in the U.S. can be very difficult for people on a limited income, or for those who have extensive payments to make. Sometimes, the weight of these bills can be too much, and cause other payments to go by the wayside, plummeting people even further into debt. When you call San Francisco Bankruptcy Attorneys with your medical bill problems, we are more than happy to show you what your options are to eliminate them.
Make Sure the Charges Are Accurate
No one is perfect, and a lot of times, there are mistakes made at the time of billing when you have medical procedures done. It can be tough to identify at first, but if you take a deeper look into your bills you may notice small mistakes that you were not rightfully billed for. Some of these billing mistakes include things like charges for services that you did not receive while you were under medical care, or even charges for medications that you did not take. If you are staying at the hospital for a long period of time and check out in the morning, you could be charged for an additional day. If you notice any charges that are inaccurate, then it is best to notify the biller as soon as possible, and when necessary, call one of our attorneys to help you sort through the billing mistakes.
Interest Free Payment Plans
There are interest free payment plans available, but they made not be brought up to you or made very obvious in your billing paperwork. The amount that you pay on a monthly basis could be negotiable. It is important that you pay off your bills to maintain your credit. Sometimes, your doctor’s office or hospital will be willing to help you come up with a plan that meets your needs.
Apply for Financial Assistance
If you find yourself unable to make your payments or you have fallen behind, then you might consider applying for financial assistance to help you pay off your debt. Most hospitals will offer financial assistance, you just have to ask in order to get the process of applying started. Other services like Medicaid can also provide you with financial assistance.
It is important to remember that paying something is better than paying nothing. The longer that you wait to make payments, then the deeper into debt you will be because of charges and extra fees. Your credit will suffer way more if you are not making payments. As long as you are making an effort to eliminate your debt, you are on the right track.